Remember when we were little kids, and we couldn’t wait until it was Christmas time. For someone who is in awful credit card debt, I can tell you I no longer count down the days until Christmas. During the holiday season, I meander between pessimism and outright panic.
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Ever wonder how quickly things can go from bad to worse? I have a $35,000 year salary. I’m single. I’m twenty-five years old. I should be living a fairly comfortable life.
But it isn’t that simple. I didn’t immediately have this job straight out of college. Instead, I had a minimum wage job after I got out of college. It’s not that abnormal for students coming out of college to take a bad job just to get by while they’re looking for something good. While I was looking, I still had to pay those student loans. Those student loans were extremely expensive. My crappy job didn’t cover the loans, not to mention the rent, the car insurance, the car payments, groceries, phone, etc etc etc. The obvious solution was credit.
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