I’m so frazzled. I’m poor. Dirt poor.
Oh wait, let me stress how poor. I have no money at all. My bank account is empty. Thank God it’s pay day. I’m about to lose two of my roommates, which means my rent will almost double at the end of the month. I can’t seem to find any roommates anywhere I look, except of course for creepy old men with which I wouldn’t feel comfortable living.
All of these credit cards are killing me. Even without the cards, the high cost of my student loans sucks me dry each month. Well, today I attempt to close down another store card. I’ve already cut it up…a Sears card. Who needs it? Not me. Now I have to call them up, most likely fight with someone tooth and nail to get the card canceled, and then hope, cross my fingers, it was actually canceled.
Every card I cancel is like a small weight lifted from my shoulders. If only I could cancel rent and student loans…
M.
I received an inactivity fee on one of my credit cards of $36. Why am I being charged $36 for doing nothing? This is criminal. I read the new Credit Card act they passed in congress to protect meek, humble folks such as myself from the corporate slimeball credit card companies does nothing for these inactivity fees. Why on Earth not? This is one of my backup cards, one of my just-in-case-of-emergency cards. Who doesn’t have one of these? A lot of people that just about never use credit cards at least has one of these backup cards, in case the car breaks down, there’s a sudden medical crisis, you just plain need some dough while you’re waiting on that paycheck to come in.
But now, I’m getting charged for having these cards. It’s insufferable. I guess that’s another card I ought to cancel.
M.
Here’s another reason to avoid store cards (as if you needed one). So this happened to me a few months ago. I had canceled a store card from awhile ago, a really long time ago, probably at least two years ago. I had cut it up. I didn’t use that card anymore. Then, I get a bill from the store for $250.
Eh?
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Sometimes, I just want to blow my brains out. Well, not literally. Hmm, not figuratively either. I guess I’m just fed up with all the bills. I can’t find a good job in my area. I keep thinking, maybe I should move, but then I remember, I can’t afford to move. And then I think, well, maybe I should go back to school, get a masters degree, get a better job, but then I remember I can’t afford my current student loans, how could I afford even more on top of that?
It’s always MONEY, MONEY, MONEY!!! I hate it. Why can’t we live in a world without money? I’m so sick of worrying about it all of the time. I’m so sick of being in debt. I’m so sick of worrying about being in debt. I want a vacation from my life.
PLEASE!
M.
So I cut up my Victoria’s secret card, and I call up the company, and all I get in response is b.s. I’m not asking for much here, I’m just asking they close my account. It’s like pulling teeth with these companies. They’ll do anything humanly possible to prevent you from closing down a card. They keep asking me, “Why why why why why why?” like they’re some forlorn lover wondering why I won’t go out to prom with him. I half expected the guy on the other end to start crying. I had flashbacks to senior year of highschool, when I broke up with my first boyfriend. I almost felt bad for the guy.
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