Credit Card Demons » christmas http://www.creditcarddemons.com I am possessed by credit cards! Tue, 29 Dec 2009 13:58:53 +0000 http://wordpress.org/?v=2.8.5 en hourly 1 It’s the Thought that Counts, Right? http://www.creditcarddemons.com/2009/12/14/its-the-thought-that-counts-right/ http://www.creditcarddemons.com/2009/12/14/its-the-thought-that-counts-right/#comments Mon, 14 Dec 2009 15:01:15 +0000 Michelle Woodard http://www.creditcarddemons.com/?p=242 Remember when we were little kids, and we couldn’t wait until it was Christmas time. For someone who is in awful credit card debt, I can tell you I no longer count down the days until Christmas. During the holiday season, I meander between pessimism and outright panic.

I always spend too much money. I don’t know how to say enough is enough.  The average American spends about $900 during the holiday season. I can remember only two or three holidays ago, I spent $3,000. What was I thinking? I honestly can’t even begin to tell you what I spent all of the money on. I doubt anyone could even tell you what presents I bought them that holiday. It’s sad how much money we spend on a holiday, on one day of the year. I always end up spending most of the rest of the year paying off the debt I acquired for one day.

This holiday I have to stand up for myself. I need to say, “Enough is enough”, and I need to give myself a gift. No unfettered spending. I have to reign in those credit cards. I already owe WAY too much money. And I’m already WAY too deep in debt to spend the average $900 this season. Maybe I’ll make everyone gifts this year. That’s a great way to save money. Or maybe I’ll just send everyone a card. It’s the thought that counts right?

M.

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