So I cut up my Victoria’s secret card, and I call up the company, and all I get in response is b.s. I’m not asking for much here, I’m just asking they close my account. It’s like pulling teeth with these companies. They’ll do anything humanly possible to prevent you from closing down a card. They keep asking me, “Why why why why why why?” like they’re some forlorn lover wondering why I won’t go out to prom with him. I half expected the guy on the other end to start crying. I had flashbacks to senior year of highschool, when I broke up with my first boyfriend. I almost felt bad for the guy.
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So I’m watching some business, finance show on TV, and this so-called expert goes on and says “if Americans don’t spend enough this holiday season, we could see a market crash.”
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Ever wonder how quickly things can go from bad to worse? I have a $35,000 year salary. I’m single. I’m twenty-five years old. I should be living a fairly comfortable life.
But it isn’t that simple. I didn’t immediately have this job straight out of college. Instead, I had a minimum wage job after I got out of college. It’s not that abnormal for students coming out of college to take a bad job just to get by while they’re looking for something good. While I was looking, I still had to pay those student loans. Those student loans were extremely expensive. My crappy job didn’t cover the loans, not to mention the rent, the car insurance, the car payments, groceries, phone, etc etc etc. The obvious solution was credit.
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