Here’s another reason to avoid store cards (as if you needed one). So this happened to me a few months ago. I had canceled a store card from awhile ago, a really long time ago, probably at least two years ago. I had cut it up. I didn’t use that card anymore. Then, I get a bill from the store for $250.
Eh?
Good luck.
No, seriously, good luck. You’re going to need it. Take it from someone with personal experience. I have been harassed. My family has been harassed. Even my neighbors have been harassed, all because of my debt. These people lack morals. It’s not like you can easily call the police either. “Excuse me, officer, I keep getting phone calls because I can’t afford to pay my bills.”
I need to know. I have one debt collector that has been hassling me non-stop. I need to look into this. It’s outrageous. What do they expect me to do at 11 at night? Oh yes, I’ll just run right out right now, get a new job, earn a thousand dollars in one night and pay you all of it. Yes sir, don’t you worry. Have they ever considered that most of us aren’t trying to avoid them? We’re trying to earn the money to get out of debt. I’m not a thief. I’m not trying to get out of paying what I owe. I can only do so much. I can only work so many hours in the week, and with the economy and job market the way it is, I’m not getting raises. I’m not earning big paychecks. I’m not getting a lot of job offers.
Ug. It’s only Monday, and I’m already tired of this week.
M.