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Archive for December, 2009

Vacation from My Life

December 15th, 2009 Michelle Woodard No comments

Sometimes, I just want to blow my brains out. Well, not literally. Hmm, not figuratively either. I guess I’m just fed up with all the bills. I can’t find a good job in my area. I keep thinking, maybe I should move, but then I remember, I can’t afford to move. And then I think, well, maybe I should go back to school, get a masters degree, get a better job, but then I remember I can’t afford my current student loans, how could I afford even more on top of that?

It’s always MONEY, MONEY, MONEY!!! I hate it. Why can’t we live in a world without money? I’m so sick of worrying about it all of the time. I’m so sick of being in debt. I’m so sick of worrying about being in debt. I want a vacation from my life.

PLEASE!

M.

Categories: credit debt Tags: , ,

Stop Whining and Close the Damn Account

December 15th, 2009 Michelle Woodard No comments

So I cut up my Victoria’s secret card, and I call up the company, and all I get in response is b.s. I’m not asking for much here, I’m just asking they close my account. It’s like pulling teeth with these companies. They’ll do anything humanly possible to prevent you from closing down a card. They keep asking me, “Why why why why why why?” like they’re some forlorn lover wondering why I won’t go out to prom with him. I half expected the guy on the other end to start crying. I had flashbacks to senior year of highschool, when I broke up with my first boyfriend. I almost felt bad for the guy.

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This Stupid Market Depends on Us Being in Debt

December 14th, 2009 Michelle Woodard No comments

So I’m watching some business, finance show on TV, and this so-called expert goes on and says “if Americans don’t spend enough this holiday season, we could see a market crash.”

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Categories: Credit Cards Tags: ,

People Using Cash, I’m Stuck with Plastic

December 14th, 2009 Michelle Woodard No comments

According to the National Retail Federation, more consumers than last year are turning to cash this holiday season. Almost 25% of consumers plan on using cash only this holiday season to pay for gifts.

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Categories: Credit Cards Tags: ,

Are you trying to avoid debt collectors?

December 14th, 2009 Michelle Woodard No comments

Good luck.

No, seriously, good luck. You’re going to need it. Take it from someone with personal experience. I have been harassed. My family has been harassed. Even my neighbors have been harassed, all because of my debt. These people lack morals. It’s not like you can easily call the police either. “Excuse me, officer, I keep getting phone calls because I can’t afford to pay my bills.”

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