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People Using Cash, I’m Stuck with Plastic

According to the National Retail Federation, more consumers than last year are turning to cash this holiday season. Almost 25% of consumers plan on using cash only this holiday season to pay for gifts.

WOW!!! Great for them. Wonderful.

I wish I could say the same for me. I’ll probably have to rely on credit though to make any purchases. My debt and student loan situation has become so bad that I have hardly enough money left over for rent, food and other bills. If I don’t turn to plastic to make at least some of my purchases, I won’t be able to buy anything… !!! And I know I shouldn’t, but could I really go a Christmas without getting anyone anything? Even if I go dirt cheap and make people gifts this year, I’m still going to be digging out the plastic because trust me (I’ve looked) there isn’t even any cash between my couch cushions anymore. I think last week I took what quarters I had left between the cushions, and I purchased a sandwich from mcdonalds.

Yes, that’s my life. Not even a quarter to my name.

M.

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